We value your privacy and are committed to protecting your personal information. This Privacy Policy outlines the types of information we collect, how we use and protect it, and your rights regarding your data. By accessing and using our website www.protectingyourpennies.com, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect various types of personal information when you visit our website or use our services. This may include:

• Personal Identification Information: Name, email address, phone number, billing information, and other details you provide when you fill out forms, subscribe to newsletters, or communicate with us.
• Technical Data: Information about your device, IP address, browser type, operating system, and browsing activities on our website.
• Usage Data: Data regarding how you interact with our website, including pages visited, time spent, and clicks.
• Cookies and Tracking Technologies: We use cookies and similar technologies to improve the user experience, analyze website traffic, and deliver personalized content.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve our website and services
• To respond to inquiries, provide customer support, and send administrative communications.
• To send marketing materials, newsletters, and promotional content (with your consent).
• To analyze website usage to enhance user experience and ensure the functionality of our website.
• To comply with legal obligations and protect our rights and the rights of others.

3. How We Protect Your Information

We take the security of your personal information seriously. We implement a variety of security measures to safeguard your data, including encryption, access controls, and secure servers. However, no method of transmitting or storing data is 100% secure, and we cannot guarantee complete security.

4. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following circumstances:

• Service Providers: We may share your data with trusted third-party service providers who help us with website maintenance, marketing, or other business operations. These providers are contractually obligated to keep your data confidential and secure.
• Legal Requirements: We may disclose your information if required by law or in response to a valid legal process (e.g., subpoena, court order, or government request).

5. Your Rights and Choices

You have the following rights regarding your personal information:

• Access and Update: You may access, update, or correct your personal information by contacting us.
• Opt-out of Marketing Communications: You can unsubscribe from our marketing emails by following the instructions in each email or by contacting us directly.
• Cookies Preferences: You can manage your cookie preferences through your browser settings or our website's cookie management tool.
• Delete Your Information: In certain circumstances, you may request that we delete your personal data. Please note that we may be required to retain certain information for legal or business purposes.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website, analyze usage patterns, and deliver personalized content. You can manage your cookie preferences through your browser settings, although disabling cookies may affect the functionality of certain website features.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by law.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we update the Privacy Policy, we will post the revised version on our website with the updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your data.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
E-mail - [email protected]
By using our website, you acknowledge that you have read and understood this Privacy Policy.